Sean D. Francis

The descent of the U.S. economy into the gutter has slowed.  If the U.S. economy was an airplane racing towards the ground, all that has happened is the angle of descent has changed, but it is still headed for the ground.  We are hoping that the rate of decline changes again and again until it [...]

Tip #12 Upgrade. Are you a few years behind in the tech curve?  Time to upgrade.  Do you have appliances that suck electricity like thirsty elephants? Time to upgrade. Now is a great time, if you have the available cash, to upgrade the things in your life.  This is especially true if the upgrade will [...]

Tip #18 Home maintenance.  I know that with the whole real estate bubble popping, the idea of putting money in your home isn’t all that thrilling.  In one way it may feel like you are throwing good money after bad, but the truth of the economy is it will recover.  Prices for the material to [...]

Tip #37 Buy local.  Money spent at a local business that also buys local products has a higher multiplier effect.   When we are in an economic downturn and are told that we need to spend more money to help the economy but the money is tight or we are losing jobs at a frightening rate, [...]