Are you a few years behind in the tech curve? Time to upgrade. Do you have appliances that suck electricity like thirsty elephants? Time to upgrade.
Now is a great time, if you have the available cash, to upgrade the things in your life. This is especially true if the upgrade will result is saved money in the long run. Don’t add to the debt in order to upgrade, but if you find yourself with extra money, now is the time to invest it in the things that will make your life better.